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Flooding — What You Can Do



Outdoor Delaware is the award-winning online magazine of the Delaware Department of Natural Resources and Environmental Control. Articles and multimedia content are produced by the DNREC Office of Communications.
Water completely floods a street in a beach-front town.
The Federal Emergency Management Agency estimates a single inch of flooding can cause $25,000 worth of home damage. (Delaware DNREC)

The 2025 Atlantic hurricane season, which ran from June 1 to Nov. 30, produced three Category 5 hurricanes, the second-most ever recorded for a single season. However, for the first time in 10 years, no hurricane hit the United States, according to the National Oceanic and Atmospheric Administration.

Overall, the season produced 13 named storms (ones with winds reaching 39 mph) in the Atlantic. Five of those storms become hurricanes, meaning they had wind speeds of at least 74 mph, and four were major hurricanes, generating winds of 111 mph.

2024 saw 18 named storms, 11 hurricanes and five major hurricanes. An average Atlantic hurricane season has 14 named storms, seven hurricanes and three major hurricanes.

2026 hurricane forecasts from NOAA and other entities, such as AccuWeather, will be released this spring.

Hurricanes and tropical storms are less likely to impact Delaware than nor’easters, which occur from the fall through the spring. However, these storms may impact the state with shorter durations but more extreme storm surges and rainfall.

Flooding is the most common and costly disaster in the United States and can happen anywhere it rains. At any given time, floodwaters can cause millions of dollars in damage.  

This means that you should start preparing for precipitation and wind, in addition to flooding. But not just for hurricanes — with more severe storms, sea level rise and other factors linked to climate change, flooding can occur almost any time. Plus, Delaware is the lowest-lying state in the nation.

So how can you protect against flooding? For 2026, Delaware’s Flood Awareness Week will be March 16-20, with the Delaware Department of Natural Resources and Environmental Control, the Delaware Emergency Management Agency and the Federal Emergency Management Agency partnering to alert Delawareans to increasing flood risks we face in the First State.

Resources

Flooding can impact anyone, whether they live in or out of a mapped floodplain. FEMA estimates just 1 inch of flooding can cause up to $25,000 in damage to a home. If you are prepared, and know your flood risk, you can take steps now to lower that risk to your family and property.

Delaware is a member of FEMA’s National Flood Insurance Program. Flood insurance provides financial security and ensures quick recovery of personal property from flood damage.

DNREC’s Floodplain Management Program assists 50 communities in the state now participating in NFIP. Each of these communities has adopted a floodplain ordinance that meets or exceeds the minimum requirements by the NFIP for development in the 100-year floodplain which equates to a 1% annual chance of flooding.

A small house sits completely surrounded by flood waters.
Delaware marks Flood Awareness Week annually. (Delaware DNREC)

Coordinating with FEMA, the floodplain management program supports communities enforcing NFIP floodplain management standards in keeping with federal regulations, while also promoting adoption of higher standards to reduce flood risk. Recently, the program introduced the interactive Delaware Flood Planning Tool to help Delawareans make informed decisions on their specific area or property.

Another resource is the Delaware Homeowner’s Handbook to Prepare for Natural Hazards by DNREC, DEMA and Delaware Sea Grant, which advises homeowners on actions they can take to help protect their properties from flooding.

For a one-stop resource list, all in one place, Floods: Are You Prepared? provides even more helpful information.

Knowing your flood risk and getting flood insurance if you need it are the best ways to be prepared. Flooding is a year-round threat, and just a few inches of rainfall can cause significant damage to homes and businesses and also where coastlines are vulnerable to flooding from storm surges or tides during hurricanes and other coastal storms.

Having the right information, before flooding occurs, can make all the difference.

So, do you think you’re prepared? Take our flood quiz to find out. Answers can be found in this article and elsewhere on DNREC’s website.

Editor’s note: A version of this article was published in 2022. It has been updated for 2026.




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